Are you aware that you have the right to select your own repairer?
Many individuals are not aware that they have the freedom to select their own repairer, and legally have the right to do so. According to UK car insurance repair regulations, you are not required to use a repairer approved by your insurance company.
What benefits does this offer?
You have the freedom to select the repairer for your vehicle.
Your preferred repairer may be located closer to you.
Approved repairers may not always use original parts to reduce costs (check your policy terms).
What Do you need to know?
After selecting your preferred repairer, it’s essential to obtain an estimate of the repair costs and submit it to your insurance provider. The estimate must be approved by your insurance provider before any repair work begins, regardless of whether you opt for an approved repairer or your own choice. Before proceeding with repairs, carefully read through your policy documents to understand the terms and conditions that apply to repairs, irrespective of whether an approved repairer or your own choice is used.
Tim’s Accident Repair will help you through the insurance claim process, dealing directly with the insurance company.